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  • Today's Mortgage Rates Today's Mortgage Rates as of 2/4/2025

  • Loan Program
    Rate
    APR
  • 30 Year Fixed
    6.750
    6.848
  • 15 Year Fixed
    5.875
    5.965
  • 30 Year Fixed FHA
    6.000
    6.098
  • 15 Year Fixed FHA
    5.625
    5.793
  • 20 Year Fixed
    6.625
    6.738
  • Click here to see the loan amounts and property values the rates above are based on. See points and detailed closing costs by using the See Live Rates form within the banner above.

Don't wait! Find out about your options today!



It's a great time to purchase or refinance, so let us walk you through the whole process. It's easy!

Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter that will help you find your home. No matter your needs, we are here to help!



Call Us! 858-914-1098 or Get Started Today!

What We Offer

  • Great customer service

    At PEMCO Mortgage we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.

  • Superior loans and mortgages

    We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.

  • Clients come first

    We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

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Mortgage Resources

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Loan Types

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Calculators

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Questions & Answers

Here we tried to answer the most important questions you may have. For more answers call 858-914-1098.

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